Cone Insurance Group (CIG) is an insurance brokerage firm specializing in group health and life insurance plans for retirees. We specialize in structuring group retiree health insurance plans for utilizing the HCTC when available as well as transitioning retirees from under 65 healthcare benefits to over 65 Medicare Supplement Health Insurance. We also work with the legal community to establish Voluntary Employee Benefit Associations (VEBAs) to serve retiree associations.